student loans article discussion help 2 words

Hello can anyone help with a quick 200 word summary on the pdf article attached. Also included an example of writing 

In your summary you

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Must start article with phrase “During my research “

Must discuss what the article is about

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Must discuss what was learned from article.

Must include in-text citations and a separate page listing  all references used in APA form.

* Wiki pedia cannot be used on references.*   only news sites cnn or gov site.

If you will quote the article it self this is the reference below to use

Mulig, L. (2014). THE HIGH COST OF GRADUATE SCHOOL LOANS: LESSONS IN COST BENEFIT ANALYSIS, BUDGETING AND PAYBACK PERIODS. Academy Of Accounting & Financial Studies Journal, 18(4), 56-60.

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